Bookkeeping
Clean, reconciled books every month. Categorized transactions, bank & credit-card reconciliation, and reports you can actually read.
- Monthly reconciliation
- GST/HST · QST
- QuickBooks · Xero
Ontario & Québec · bilingual EN / FR
Books that balance — and a mind at ease.
Bookkeeping, invoicing, payroll, accounting and business plans for Canadian small businesses. We keep every debit and credit in its place, so you can run the business.
GST / HST & QST filing
T4 · RL-1 payroll
Cloud · QuickBooks
★★★★★
Trusted by 200+ owners across Toronto & Montréal
200+
Businesses served
12yrs
Of Canadian practice
$40M+
Reconciled every year
100%
On-time CRA filings
Works with the tools you already use — and the agencies you answer to
- QuickBooks
- Xero
- Dext
- Wagepoint
- CRA · ARC
- Revenu Québec
What we do
Five services, one tidy set of books
From day-to-day bookkeeping to the business plan that opens your next door — handled in English or French.
Invoicing
Professional invoices sent and tracked, with gentle automated follow-ups so you get paid faster.
- Auto reminders
- A/R tracking
Payroll service
Full-cycle payroll with source deductions, direct deposit, T4s and RL-1s — your team paid right, on time.
- T4 · RL-1
- Direct deposit
Accounting
Year-end financial statements, corporate tax prep and advisory that turns numbers into decisions.
- Year-end
- T2 · corporate
Business plan
Investor-ready plans and financial projections — the document that wins the loan, the grant, or the partner.
- Projections
- Cash-flow model
- Loan-ready
Watch it balance
Every debit meets its credit
Double-entry isn't magic — it's discipline. Here's the kind of clean, balanced entry we post for you, line by line.
Journal Entry · #2026-014
Posted
AccountDebitCredit
Bank — client deposit——
Sales revenue——
Office supplies——
Accounts payable——
Totals
$0
$0
Books balanced
$0 = $0
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Nothing slips through
Every dollar in is matched by a dollar out somewhere. If it doesn't balance, we find out before the CRA does.
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Real-time clarity
Cloud books mean you see cash position, receivables and payables whenever you log in — not three months late.
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Audit-ready, always
Documented, reconciled and filed on schedule — so an audit is a non-event, not a crisis.
Who we help
Books that fit how your industry actually works
Every trade has its own rhythm — deposits, tips, inventory, holdbacks. We've kept the books for most of them across Ontario and Québec.
Trades & construction
Holdbacks, progress billing, subcontractor T5018s and job-cost tracking that stays straight.
Restaurants & hospitality
Tip reporting, daily sales reconciliation, food-cost margins and payroll for shifting rosters.
E-commerce & retail
Shopify & Stripe payouts, multi-province sales tax, inventory and marketplace fees — reconciled.
Professional services
Consultants, clinics and firms: clean WIP, retainer tracking and tidy partner draws.
Real estate & property
Rental rolls, trust accounts, per-property P&L and the records lenders ask for.
Nonprofits & associations
Fund accounting, grant tracking and board-ready statements that survive an audit.
How it works
Onboarding without the headache
Discovery call
A free 30-minute call to understand your business, your numbers and your deadlines.
Clean setup
We connect your accounts, tidy historical books and set your chart of accounts properly.
Monthly rhythm
Reconciliations, reports and filings run like clockwork. You get a clear summary every month.
Year-end & grow
Statements, tax prep and advice to plan the next year with confidence.
Why Lomako
The standard we hold every file to
We're a small, senior bilingual team — not a call-centre. The person who sets up your books is the person who answers when you call.
A clean set of books isn't paperwork. It's the difference between guessing and knowing — at tax time, at the bank, and at 2 a.m.
— The Lomako team-
01
Accuracy you can stake the year on
Reconciled to the cent, reviewed by a second pair of eyes before anything is filed.
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02
On time, every deadline
CRA and Revenu Québec dates are tracked for you. No scramble, no late penalties.
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03
Plain language, no jargon
We explain what the numbers mean and what to do next — in English or French.
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04
Your data stays yours
Bank-grade encryption, your own cloud files, full export anytime. We're a guest in your books.
In their words
Owners who stopped worrying about their books
★★★★★
"We were four months behind and dreading a review. Lomako caught us up in three weeks and we've been on time ever since. I finally trust my numbers."
★★★★★
"Payroll for 14 staff used to eat my Sundays. Now it just happens — T4s, RL-1s, direct deposit. Worth every dollar."
★★★★★
"The business plan they built got us our line of credit on the first try. Real projections, not a template."
Transparent pricing
Priced around your business, not a price list
No online checkout and no one-size packages. We learn how your business actually runs on a free call, then send a single flat monthly quote — explained line by line, with no surprises.
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One clear flat fee
A single monthly price, agreed up front. No hourly surprises on your invoice.
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Scoped to your workload
You pay for the work your books actually need — nothing you don't.
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Nothing to buy online
We don't take payment on the site. Everything starts with a real conversation.
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Month-to-month
Simple monthly terms. Adjust or pause as your business changes.
Good to know
Questions, answered
Yes. We serve clients across Ontario and Québec entirely in English or French — including CRA and Revenu Québec filings, T4/RL-1 slips and all correspondence.
We work in QuickBooks Online and Xero, and can migrate you from spreadsheets or older desktop software cleanly. You keep full ownership of your files.
Absolutely. Catch-up and clean-up of prior periods is one of our most common projects. We'll quote a flat fee after a quick review of your records.
We provide bookkeeping, payroll and accounting services, and we work hand-in-hand with CPAs for assurance engagements and complex tax matters — so your file is always review-ready.
Yes. We migrate your data, reconcile the year so far and pick up the monthly rhythm — without you re-entering a thing. Most switches are done within two weeks.
Your books live in your own QuickBooks or Xero account with bank-grade encryption and two-factor access. We never resell data, and you can export everything at any time.
For owners of the businesses we serve, yes — we coordinate your personal T1 with the corporate return so nothing is taxed twice or missed. Just ask on your consult.
Let's talk
Book your free consultation
Tell us a little about your business. We'll reply within one business day with next steps and a clear, flat-fee quote.
- No obligation, no jargon
- Bilingual team, EN / FR
- Flat monthly pricing